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Housing is generally the largest single expense low-income households face. According to the federal government, housing is “affordable” to a low-income family as long as the cost of housing (rent or mortgage/tax payments plus basic utilities) does not exceed 30 percent of household income. Consistent with this standard, households earning $11,000/year or $917/month (minimum wage) cannot afford to pay more than $275/month for rent and utilities. People with disabilities who may be receiving Supplemental Security Income (SSI) or who work in low wage jobs find it very difficult to find housing that is affordable. This Federal Housing Resource Guide provides information on key federal programs and resources that can be used to assist low-income people with disabilities with their housing needs (TAC).
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A program of the U.S. Department of Health and Human Services Substance Abuse & Mental Health Services Administration, Center for Mental Health Services